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<h3><strong><a href="http://www.traininghonour.com/6dd5S2Q395l86FV13q2acXf4i5b32z22t6IFxIDifZ6-brHbZsEsvZ8zR5oQm9o7e1jPim06UTilOh/Kirby-injuries">Your credit score is important to your American dream</a></strong></h3>
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<td align="center" class="em_white" style="font-family: Helvetica, Arial, sans-serif; font-size:9px; line-height:12px; color:#ffffff;" valign="top">Checking your credit will NOT harm your credit scores!</td>
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<td align="left" class="em_defaultlink" style="color:#666666;font-family: 'Lato', Arial, sans-serif;font-size:16px;line-height:22px;font-weight:400;">From getting pre-approved to scrimping and saving for a down payment, buying a home is daunting. And If you're like most of us, the amount of your monthly payments is a big factor in determining how much home you can afford to buy.</td>
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<td align="left" style="color:#666666;font-family: 'Lato', Arial, sans-serif;font-size:16px;line-height:22px;font-weight:700;padding-top:20px;">Here's what you need to know:</td>
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<td align="left" style="color: rgb(102, 102, 102); font-family: Lato, Arial, sans-serif; font-size: 16px; line-height: 22px; font-weight: 400; vertical-align: middle;">Your credit scores are a critical factor in determining your interest rate.</td>
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<td align="left" style="color: rgb(102, 102, 102); font-family: Lato, Arial, sans-serif; font-size: 16px; line-height: 22px; font-weight: 400; vertical-align: middle;">In turn, that interest rate helps determine your monthly payment amount.</td>
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<td align="left" style="color: rgb(102, 102, 102); font-family: Lato, Arial, sans-serif; font-size: 16px; line-height: 22px; font-weight: 400; vertical-align: middle;">Higher credit scores can help you get a lower interest rate.</td>
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<td align="left" style="color: rgb(102, 102, 102); font-family: Lato, Arial, sans-serif; font-size: 16px; line-height: 22px; font-weight: 400; vertical-align: middle;">Paying less interest means you can buy more home without raising your payment.</td>
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<td align="left" style="color: rgb(102, 102, 102); font-family: Lato, Arial, sans-serif; font-size: 16px; line-height: 22px; font-weight: 400; vertical-align: middle;">And having higher scores can lower the percentage you have to put down.</td>
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<td align="left" class="em_defaultlink" style="color:#666666;font-family: 'Lato', Arial, sans-serif;font-size:16px;line-height:22px;font-weight:700; padding-top:21px;">Find out where you stand with TransUnion<sup>®</sup>, Equifax<sup>®</sup> and Experian<sup>®</sup> before you hit the pavement!</td>
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<td align="center" style="color:#3e3e3e;font-family: 'Lato', Arial, sans-serif;font-size:16px;line-height:22px;font-weight:bold;padding-bottom:15px;">Checking your credit will NOT harm your credit scores!</td>
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